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AE has acted for leading insurance companies and insurance intermediaries, offering expert and tailored legal advice on a range of issues including Captive Relocation and PCC legislation.

Insurance in Malta is mainly regulated by the Insurance Business Act 1998 and the Insurance Intermediaries Act 2006 and is regulated by the Malta Financial Services Authority. In recent years the Maltese authorities have made extensive changes to this legislation to bring it into line with the EU framework. Malta has since established an excellent reputation for offering a robust, flexible and responsive environment in which to do business, with a particular focus on the captive insurance market, referred to as affiliated insurance in Maltese legislation.

Malta-licensed insurance companies also benefit from the European Union single passport for services and establishment, so once they have established a base in Malta, they are able to operate in any EU jurisdiction without the need for a local license.

Malta has also introduced the Protected Cell Company (PCC) legislation, which makes entry to the captive insurance market far more accessible for companies that previously may have found this uneconomical.