What If You Could Access a Full Finance Team, Part-Time?
Introducing our Fractional CFO Function – A service designed for professionals, start-ups and small to medium-sized businesses that need senior-level financial leadership without the overhead of a full-time hire.
What is the AE Fractional CFO Function?
Our Fractional CFO Function gives businesses access to senior-level financial leadership without the full-time cost of hiring a Chief Financial Officer. Instead of relying solely on basic bookkeeping or compliance, you gain the expertise of an experienced CFO who can guide strategy, provide financial clarity and support key business decisions.
From cash flow forecasting and financial reporting to business planning and growth strategies, our Fractional CFOs act as part of your team on a flexible basis. Whether you are navigating investment opportunities, scaling operations or ensuring robust internal controls, you’ll benefit from the same high-level insights and guidance as a full-time CFO – but tailored to your business’s size and budget.
This approach bridges the gap between day-to-day financial management and long-term strategic direction, helping you stay compliant while driving growth and profitability.
Why SMEs would benefit from AE’s Fractional CFO Function
- Cost-effective – Gain access to high-level financial expertise without the long-term cost of hiring full-time staff. It’s an efficient way to manage your finances while keeping overheads low.
- Flexible – Services can be scaled up or down based on your business’s size, stage or changing needs, making it easy to adapt as you grow.
- Specialist expertise – Work with seasoned finance professionals who bring experience across various industries and business lifecycles, from early-stage startups to mature companies.
- Peace of mind – Free up time and resources by entrusting your financial operations, compliance and reporting to professionals so you can focus on running your business.
How it works
It’s as simple as 1, 2, 3.
- Tell us what you need by booking a free consultation.
- Pick your desired service level from bookkeeping to high-level finance strategy and leadership.
- You stay focused on growth while we handle the numbers.
We believe in transparency – no hidden fees, no guesswork. Our pricing is designed to deliver real value, with the flexibility to evolve with your business. We’ve designed our tiers to evolve with your business (for full details click here):
- The Basic package: Perfect for day-to-day accuracy and compliance, it includes:
- Bookkeeping
- Payroll
- VAT Compliance
- The Growth package: Everything in Basic, plus tools and insights to support your business as it scales.
- Cashflow Management
- Budgeting
- Management Accounting
- Financial Reporting
- The Fractional CFO package: Our most comprehensive tier. This includes all services in Basic and Growth, plus senior-level financial strategy and oversight.
- Strategy & Business Planning
- Leadership & Decision Support
- Financial Compliance
- Internal Controls
You can also build your own bespoke package by selecting individual services from the Basic and Growth tiers.
For a fully comprehensive, 360° approach to your business finance, we also offer a number of add-on services including comprehensive tax advice and planning, assistance with funding applications, business plans, business valuations and more.
What Sets Us Apart
- Local, trusted expertise – We have an in-depth understanding of Malta’s tax regulations, funding opportunities and compliance landscape. This local knowledge ensures that clients not only stay compliant but also make the most of available incentives and support schemes.
- Proven experience – With over 25 years of experience across industries, we have supported businesses through every stage of their journey – from early-stage startups to established enterprises. This track record reflects a consistent ability to deliver reliable, high-quality financial solutions.
- Easy onboarding and ongoing support – We make it simple to get started. From a free consultation to quick, hassle-free setup, we integrate into your business within days. Our support doesn’t stop there – we stay connected through regular check-ins and ongoing assistance, adapting as your needs evolve.
The Smarter Way to Manage Your Business Finances
If you’re ready to move beyond bookkeeping and compliance, and want financial leadership that drives strategy and growth, our Fractional CFO service is the answer. You’ll gain the expertise of a senior finance leader who understands your business, guides key decisions and ensures your finances support your long-term vision – all without the overhead of a full-time hire.
With AE, you’ll have a trusted partner who keeps your business financially sharp, compliant and positioned for growth.
Get in touch for a free consultation and let’s explore how our Fractional CFO Function can give your business the clarity and confidence it deserves.



